With Help from an Addiction Treatment Program:
- They will review your Aetna insurance plan.
- Help determine if you are covered for drug and alcohol addiction treatment.
- Help determine what kind of treatment and how much is covered.
How Addiction Rehab Centers Work with Aetna
Many people seeking drug and alcohol rehab treatment do so by searching for the path of least resistance. At Addiction Treatment Services, we help you understand what you need and not what you think you need or want.
Other Benefits of Aetna Drug Rehab Insurance Coverage
Aetna is one of the most flexible and client-friendly insurance providers on the market, and it’s especially agreeable with clients who are looking for addiction treatment. If you have Aetna and are seeking high-quality treatment for drug or alcohol addiction, have us help you find and connect with the most fitting addiction treatment center for your needs.
In-Network and Out-of-Network Substance Abuse Facilities
Health Maintenance Organization:This type of plan usually covers services that provided by HMO-contracted facilities.
Preferred Provider Organization:These plans usually give individuals more options regarding the number of providers to which they have access. Individuals who have a PPO plan can get treatment at an out-of-network facility but they may need to pay more out-of-pocket.
In many cases, the financial responsibility of going to a substance abuse treatment center is what determines which one the individual chooses to go to. Every plan is different, so it’s best to consult your insurance provider to find out the details of your plan’s coverage.
How Aetna Policies Work for Addiction Treatment Centers
You can also contact Aetna directly to learn more about your plan. But, in order to find the best referral for you, we use past experiences with clients who were able to get their treatment covered by their insurance company. So, we can offer a little more information about your specific case.
Aetna Coverage for the Medical Detox
In cases where detox is necessary, it’s best to have information about Aetna’s policy on drug and alcohol detox.
Your Aetna insurance plan may cover inpatient detox or outpatient detox. But, in some cases, the plan may cover only a portion of the detox process. Coverage often depends on the type of plan you have and the kind of facility where you get treatment. An HMO plan may only cover HMO-contracted detox centers. If you have a PPO plan, you may have more options.
In some cases, Aetna plans may require a pre-certification for those who are planning to go through a medical detox program. Also, this insurance company may cover some detox programs while not covering others. For instance, they may not provide coverage for rapid detox programs, but they might cover a traditional detox program.
Aetna Coverage for Inpatient and Outpatient Treatment
Most policies cover inpatient rehab for drug and alcohol addiction. But, the amount of coverage depends on the type of plan an individual has. Again, Aetna offers HMO plans and PPO plans. There are also point of service (POS) plans and exclusive provider organization (EPO) plans.
In some states, Aetna uses a level system for their plans, including bronze, silver, gold, and platinum. Bronze plans offer the lowest monthly premiums but have the highest deductibles. Platinum plans have higher monthly premiums but offer much more affordable deductibles.
Since there are many different plans, each one having specific guidelines, coverage options will vary. But, if you are planning to attend an inpatient program for substance abuse, you can get the help you need in locating a facility that will work with your Aetna policy by contacting us here at Addiction Treatment Services.
Outpatient treatment works differently than residential treatment. Sometimes, it’s less expensive and may not last as long. But, coverage will still vary depending on the type of plan you have, the state where you live, and whether you are attending an in-network or out-of-network facility.
If your insurance policy covers your addiction treatment, it will do so regardless of the type of substance abuse problem. So, whether you’re dealing with opioid addiction or alcoholism, you can get the financial help you need.
Aetna Mental Health Treatment Coverage
Mental health concerns and physical health health should be handled similarly by insurance companies. So, the same coverage that’s provided for a physical injury or an addiction should also be available for the treatment of a mental health disorder.
Some mental and behavioral health disorders that co-occur with addiction may include:
- Anxiety
- Depression
- Eating disorders
- Bipolar disorder
- Post-traumatic stress disorder
Aetna provides mental and behavioral health benefits. So, those who need to go through a dual diagnosis program may be able to do so through their insurance company.