Beacon Health Options typically requires individuals to use in-network facilities for addiction treatment

Beyond your time in an addiction treatment program, you should try to get the most out of your Beacon Health Options plan. That includes taking advantage of Beacon Health’s exclusive online and mobile offerings.

On the Beacon Health Options website, there are a number of resources available to policyholders, including:

• Provider Finder
• Appointment and medication reminders
• Benefits and coverage details
• Health information on dozens of medical conditions and lifestyle topics

Beacon Health also offers a mobile app for the iPhone that helps members quickly find in-network facilities and individual health care providers.

Beacon Health Options was long known as ValueOptions ever since the merger of Value Behavioral Health and Options Health Care in 1998. Beacon Health Options is the result of a mid-2010s merger between ValueOptions and Beacon Health Strategies. ValueOptions had been the behavioral health care insurer to multiple Fortune 500 companies as well as federal, state and local government agencies. ValueOptions brought nearly 34 million customers and several service centers in 15 states into the most recent merger.

Usually, Beacon Health Options requires individuals to use in-network facilities for addiction treatment. If an individual opts for an out-of-network treatment center for substance abuse treatment, the expenses will likely need to be paid out-of-pocket. Of course, however, the coverage will vary as it depends on the type of plan an individual has with Beacon Health Options.

There may also be exceptions in emergency situations or when an out-of-network facility is used without the individual’s knowledge.

Beacon Health Options is unlike most other health insurance providers in that this company actually specializes in the management of mental and behavioral health, as well as substance abuse. This, of course, means that Beacon Health Options has a more extensive understanding of the treatment department and how it works. In some cases, this makes it a little easier for individuals to find the resources they need in order to overcome substance abuse and treat mental or behavioral health concerns.

Coverage amount and type will vary depending on the plan a person has with this insurance company. Also, Beacon Health Options often pairs with other health insurance providers to offer coverage to clients. So, the policies of the other company may also play a role in influencing the coverage amount.

In most cases, Beacon Health Options will provide coverage for in-network medical detoxes, inpatient, and outpatient services, either in part or in full. In most cases, though, individuals are required to pay a copay or a deductible in its entirety before Beacon Health Options gives toward the treatment expense payment.